Officials are warning consumers that some insurance companies are using unsavory methods to sell private Medicare Advantage plans that can result in higher co pays and less coverage.
"federal officials said that the fastest-growing type of Medicare Advantage plan generally does not coordinate care, does not save money for Medicare and has been at the center of marketing abuses.
These “private fee-for-service plans” allow patients to go to any doctor or hospital that will provide care on terms set by the insurer. In most cases, no one manages the care. And some patients have found that they have less access to care, because their doctors refuse to take patients in private fee-for-service plans.
Moreover, those plans may be more expensive than traditional Medicare for some patients, because the co-payments for some services may be higher."
Via NY Times
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